Freelance Resources

The Calcugui Blog

Real numbers on freelance rates, platform fees, taxes, and how to figure out what you should actually charge.

Bitcoin crash
Is Bitcoin Heading for the Floor? The Signals Nobody Wants to Talk About
Bitcoin fell 47% from its 2025 peak. Institutional sellers, US debt restructuring theories and incoming supply floods are pointing to something bigger.
Iran oil
Iran Oil Deal vs Fed Rate Hikes: What the Tug-of-War Means for Your Income
Cheaper crude from a potential Iran deal is easing inflation — but strong U.S. jobs data is pushing the Fed toward rate hikes. Here's what both forces mean for your wallet.
How Much Should a Junior Developer Charge in 2025?
Market rates for entry-level devs on Upwork, Fiverr and direct clients — with real numbers broken down by stack and region.
Coming soon
Upwork vs Direct Clients: Where You Actually Keep More Money
A real breakdown of what each platform takes and when going direct starts making financial sense.
Coming soon
Freelance Taxes 101: What Percentage Should You Set Aside?
Self-employment tax, income brackets, quarterly payments — explained simply so you stop guessing.
Coming soon
How to Raise Your Rate Without Losing Clients
Scripts, timing and the math behind knowing when and how much to increase your hourly or project rate.

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